We accept private pay (out of pocket) from clients that need home care services to address any additional care needs you may have. We understand that caring for yourself or a loved one can be challenging after an accident, illness or surgery. We focus on your health and well-being to keep you safe and comfortable in your home or senior community.
Methods of payment include:
- Personal Savings
- Annuities/Trusts
- Long-Term Insurance
- Reverse mortgages
Paying privately for home care services is often a necessity for clients who want to remain living independently in their homes. Since Medicare does not pay for custodial/companion home care services, the burden of payment is on the clients or their family members. However, there are many possible ways to afford private pay home care services. Some organizations such as Alzheimer’s, Multiple Sclerosis (MS) and Cancer, offer programs to assist individuals who need help paying for home care services. There are also community organizations, along with state and local governments, that provide funds for home health and supportive services. Depending on your eligibility and financial circumstances, these organizations may pay for all or a portion of your home care services. Hospital discharge planners, social workers, senior centers, local offices on aging, and the United Way are excellent sources of information about community resources.
We also accept Long Term Care (LTC) insurance from clients who carry an LTC policy. We will directly work with the insurance carrier for approval and billing so the client will have the peace of mind during such transition.
Home Equity Conversion Mortgages (HECM), formerly known as reverse mortgages, are loans you take on the equity you have accrued in your house. This option may offer you the funds needed for home care in order to remain in the comfort of your own home.
The Veterans Administration (VA) offers the aid-and-attendance programs which may pay for some private pay home care services. The surviving spouse of a veteran may also qualify. Check with the VA for program information and eligibility requirements.
For more information, kindly contact our Personal Care Coordinator directly.